OWNER FINANCING! 6% interest 10 year term. No points, no origination fee, no underwriting fee, no processing fee, no appraisal fee, no tax service fee- lots of savings for the savvy buyer! As you enter this 1st floor waterfront condo through the private courtyard with a tropical fern garden, you 'll know you've found your "place in the sun." There wasn't ANY water intrusion from any of the past hurricanes. The kitchen boasts cherry cabinets, granite counters and young stainless appliances. EVERY ROOM HAS A VIEW. Both bathrooms have been renovated and the entire condo has wood flooring. Primary bedroom has sliders that open to the sunroom/lanai-a perfect spot to enjoy your morning coffee overlooking the water. Spacious guest bedroom offers double closets & a nice view of the exterior courtyard. The closets have custom built-ins. You'll enjoy the numerous neighborhood amenities: heated Olympic size pool, tennis/pickleball courts, & membership to the Blue Coyote Restaurant, a private riverfront supper club (no minimum required). Condo fees include insurance ( both home/structure insurance and flood insurance) There's a 22 acre freshwater lake with kayak launch, + a PRIVATE DEEPWATER MARINA with affordable boating access. This is a fabulous location, just a short drive to the Gulf beaches, Barbara B. Mann Theater, and numerous restaurants + shopping. Whether you are looking for a year-round residence, or a seasonal place to call home, this condo in a quiet gated community is ready for you to call it home.